Bobbie Walters, a cab driver in a Midwest city who is trying to save enough money to marry his sweetheart, Dorothy Wright, an attendant at the cigar and newspaper counter of a large hotel, is able to amass $15,000. He acts like a millionaire and soon is fleeced of the money by two Wall Street swindlers. Broke, Bobbie is forced to work as a bellboy at Dorothy's hotel. After a series of struggles and adventures, Bobby wins a fortune in the oil fields of Louisiana, despite the efforts of his rivals, who dynamite his oil derricks.

Warren Schuyler, a wealthy widower in a small Eastern town, is highly-respected until the citizens are financially ruined by devaluation of the oil stock he sold them. His daughter Ellen's New York socialite fiance' Roy Phelps deserts her after her father dies, but fellow townsman John Barrett comes to her aid, and she marries him out of gratitude. After three years of irritation from her mother-in-law, she again meets Roy and is persuaded to leave her husband and child, but on perceiving Roy's fraudulence, and following a serious illness, she reunites with John.