Dhruv an aspirant IAS officer, takes a private loan from a company in order to buy a car in order to woo the girl he loves, Sakshi. Soon enough, life turns upside down for him as he is unable to pay back the loan and the car is seized. From then on, begins Dhruv's encounters with today's super materialistic girls (where the money comes from love), the finance company, the system and a hardened criminal named Minocha.

Mahi, an NRI photographer visiting her late mother's beloved Manali, meets charming teacher Angad. After a passionate night together, she finds herself locked in and trapped in an increasingly dangerous situation.