Exuberant and oblivious Jen, out on her own for the first time, moves into an apartment complex full of twisted characters. In gleeful pursuit of her identity, Jen tries on other people's lifestyles, crossing every line of appropriate behavior and making a mockery of all she embraces. She gloms onto her gay neighbor Ken and his community, joyfully declaring herself a "hag fag!"

A mouthy and feisty taxicab driver has hot tips for a green and inept cop set on solving a string of New York City bank robberies committed by a quartet of female Brazilian bank robbers.