In his world sex is everything (if you don't count surfing, drugs and his mates). She's not so keen on his mates, but... she hasn't tried them all yet.

Three people discover jealousy and larceny are a dangerous combination in this tense drama. John (Bryan Brown) is a veteran insurance investigator who succumbs to temptation and veers towards the wrong side of the law. With the help of novice con man Ben (Tom Long), John hatches a scheme to substantiate false claims by taking a percentage of several questionable claims his firm has settled for a fraction of their usual worth. John and Ben are assisted in their illegal business by Louise (Claudia Karvan), a lawyer with a cocaine problem who is also John's lover. But when Louise becomes involved with Ben and demands a bigger share of the money, their already-shaky confidence game begins to collapse.

With a vicious serial killer at large, an enigmatic driver picks up a hitchhiking psychology student, one who might have some secrets of his own.