When Mollie's boyfriend Jack dies on the reservation, she is asked to leave the reservation by her boyfriend's sister for not being one of their own, aside from Mollie's son. Mollie is forced to pack up her belongings and her children and move to northern California, right into a gang infested neighborhood.

Using her girl-next-door looks to her advantage, Darcy Palmer is a calculating thief and murderer. After killing a young college student and taking her identity, Darcy enrolls in the victim's New England school in her place. At the university, Darcy gets to know her new roommate, Jeanelle, and her handsome father, Russell Polk, who soon play into her next scheme. When Darcy has to alter her plans, both Russell and Jeanelle become quite expendable.