Seventeen-year-old Shirley is a good student who works as a babysitter in order to make money for college. One night Michael, a father Shirley works for, confesses he's unhappy with married life. Shirley has a crush on Michael, and seizes this moment to kiss him. Michael is so happy he presents Shirley with a big tip, which gives her an idea. Shirley plans to make extra money by setting up her teenage friends with other unhappy fathers.

Four young friends decide to work together when one of them comes up with an innovative and lucrative business plan. But their lives begin to deteriorate when their personal issues surface.

An uptight MBA student falls for the charismatic new neighbor who charms her troubled family – but he has a secret that forces him to push her away.

A motorcycle stunt rider considers committing a crime in order to provide for his wife and child, an act that puts him on a collision course with a cop-turned-politician.