Rachel Watson, devastated by her recent divorce, spends her daily commute fantasizing about the seemingly perfect couple who live in a house that her train passes every day, until one morning she sees something shocking happen there and becomes entangled in the mystery that unfolds.

A wealthy New York investment banking executive hides his alternate psychopathic ego from his co-workers and friends as he escalates deeper into his illogical, gratuitous fantasies.

Admiral McKee is retired, when following the events of 9/11 he receives a call from the White House informing him that his commander in chief requires him to serve his country once again. Shortly after this he is sworn into office as a senior member of the Office of Homeland Security under Tom Ridge. Once in office Admiral McKee faces the challenge of organizing this new office so as to prevent further terrorist attacks against the United States. With this in mind, Admiral McKee's wife recommends he speaks to his friend, NSA Agent Sol Binder.

A young ex-hacker, disgruntled with his life, lashes back at those deemed responsible, uploading unfavorable video footage of them on the internet.

New York serves as a backdrop for a cast of characters in search of love, lust or lucre including a woman who makes awkward moves on the man renovating her SoHo loft, an embezzler, a sleazy artist and a phone psychic.