Nine-year-old Molly Brown lived and breathed "that river." After her mother died it was just her and her dad, Paul, and of course "cappy" her ailing grandfather, but with all cappy’s medical bills, Paul’s only choice is to sell everything, including the family home, and move away. But Molly can't leave her friends and the river, especially the river... it’s been her whole life! She has to make a plan!

A mischievous nine-year-old girl's quick and simple get-rich-quick scheme hits an unexpected hitch when she incurs the wrath of a powerful gangster who is determined to hold onto his money in director Dan T. Hall's fast-paced family comedy. Molly Thompson has been sent to the principal's office yet again. A computer savvy pre-teen with a terminal case of curiosity, Molly intercepts an e-mail from a supposed Nigerian diplomat offering $3 million to anyone who can help him transport some stolen funds. When Molly combines her keen business sense with her nine-year-old brother Alex's killer skills at the keyboard, it appears as if the entrepreneurial siblings have netted their first cool million. Their celebration is cut somewhat short, however, upon learning that the fraudulent e-mail was not actually from a Nigerian diplomat in genuine need of help, but an international mobster whose clever scheme has pulled in piles of cash.