Desperate to pay the bills and come through for their loved ones, three lifelong pals risk it all by embarking on a daring bid to knock off the very bank that absconded with their money.

Recently widowed mom, Melanie and her daughter Gabby are adjusting to life after husband and dad Scott died in a tragic boating accident. When Gabby disappears after a heated argument with her mom, authorities and friends fear she’s run away from home. Unwilling to believe her daughter would run off, Melanie is convinced something more sinister is behind her daughter’s disappearance.

Thirteen years after disappearing and presumed drowned, Matt returns home to his mother Sarah. Suspicions grow when her older son Ian is injured in a car accident similar to the one that recently killed his father.

A successful black businessman, haunted by his crumbling marriage and identity crisis, is drawn into a psychological game of cat and mouse with a mysterious white woman he encounters on a New York subway.