Hillary and Bonnie meet one morning by the side of the road. They become fast friends, share their secrets, and, on a rising wave of frenzy, later that afternoon, murder an old woman. They did it, they say later, for fun.

Bob Whipple (Esteban Powell) is a sportswriter who feels his life is going nowhere. When he learns that America's most beloved white rap star has been murdered, he decides to hunt down his killer by becoming... The Whip! Now, a vigilante superhero without any real superhero powers, The Whip flashes through the night rescuing those in need. His escapades lead him to his high-school girlfriend Anne (Joey Lauren Adams) now an animal-rights crusader. When she asks Bob to help her save rabbits, things start looking up. But when Bob finds out that his prime suspect in the murder has kidnapped his ex-girlfriend, he must transform into the superhero he really is... and save her life.