Twin sisters, Beatrice and Zoe, are in love with Ray, a philosopher-bank robber driven by visions of the end the world. Though Beatrice and Ray are married, Ray elopes with free-spirited Zoe and hides out in a motel after a bank heist.

Alice, a college Professor of Comparative Religious Studies, meets an enigmatic older woman who roams the campus, sleeps under a bridge, and rattles her with disturbing insights that forever alters the course of her existence.