Remy is a single mother, struggling to pay her bills. She gets the opportunity to make some extra cash when her boss calls her for a last-minute job. Reluctantly, she takes the job but finds herself taken hostage when she arrives, and now she must help the homeowner stay alive.

Chloe has always supported various military organizations, including the town’s Army toy drive for Christmas. This year, she is paired up with Michael, a vet who recently returned home, and together they recruit other veterans and active military personnel to help in the cause. As the community gears up for the Officer’s Christmas Ball, where all the kids will meet Santa Claus and receive their gifts, Michael and Chloe begin to realize the greatest gift this season has been each other’s company.