A boy witnesses his mother kissing what he believes to be is the real Santa Clause and retaliates with mischief.

Using her girl-next-door looks to her advantage, Darcy Palmer is a calculating thief and murderer. After killing a young college student and taking her identity, Darcy enrolls in the victim's New England school in her place. At the university, Darcy gets to know her new roommate, Jeanelle, and her handsome father, Russell Polk, who soon play into her next scheme. When Darcy has to alter her plans, both Russell and Jeanelle become quite expendable.