Interior decorator Zuri Maxwell had it all – a career she adored, loving family and friends, and a good man in her life, artist Stephon Gardner. But greed threatens to destroy everything, when Zuri meets handsome benefactor and entrepreneur Godfrey Anderson and his fabulously wealthy aunt Miss Viv. They have everything Zuri thinks she wants. As Godfrey romances her, she compromises the values and morals that should guide her in an effort to be part of the moneyed world she so desperately wants to be part of.

Forced to take the intercontinental trip to Los Angeles by train, and determined to chronicle his adventure, disillusioned journalist Tom Langdon finds himself westbound with a variety of characters. While all passengers on the Christmas train appear to be headed for the same destination, Tom has no idea that the rugged locomotives taking him across America will instead detour straight into his heart.