When an Asian American girl from the wrong side of the tracks is accepted by a prestigious university, she finds that her academic prowess can be put to lucrative use.

When Reggie is abandoned on the mean city streets by his lowlife owner, Doug, Reggie is certain that his beloved owner would never leave him on purpose. But once Reggie falls in with Bug, a fast-talking, foul-mouthed stray who loves his freedom and believes that owners are for suckers, Reggie finally realizes he was in a toxic relationship and begins to see Doug for the heartless sleazeball that he is.

Four unemployed college graduates discover they have the desire and talent to rob banks. But they soon find themselves getting in much too deep as a police detective closes in.

As sparks fly between a singer-songwriter and a smitten spectator at a live music club, it seems they are destined for a future together... or a past?