A trio of desperate men are forced to participate in a nightmarish game of blackjack for their souls. The circumstances behind how these fellows wound up in purgatory are revealed in three individual segments: Two vicious hoodlums break into the basement dwelling of an old hermit who isn't nearly as harmless as he appears to be; an unscrupulous entertainment lawyer gets more than he bargained for when he decides to steal several songs from a deceased blues singer; and a young ex-con agrees to help a scuzzy drug dealer rob a pharmaceutical lab in order to save his girlfriend from the clutches of said dope pusher.

Tabloid reporters are sent by their editor to investigate after the paper recieves a letter from a woman claiming an angel is living with her.