When the family's North Carolina farm is about to be taken by the banks during the Depression era, two boys decide to start robbing banks and return the money to the people.

Shelby Coles (Halle Berry) is engaged to marry talented white jazz musician Meade Howell, but the pair face opposition from both Meade's family, who object to an inter-racial marriage, and Shelby's parents, who want her to marry a professional. As Shelby is afflicted by pre-marital doubts, handsome Lute McNeil arrives on the scene, determined to make Shelby his at any cost.