Carmen Hopper awakens to find that her world has been altered forever. Her husband, Dan Hopper, a compliance officer at a local bank, has disappeared. Upon going to the police, she is introduced to Detective Frank McCoy. As the investigation proceeds, they are confronted by a group of men that are also looking for Dan. They soon learn that Dan has been laundering money for a corporation that funds world terrorist groups. It is only when Dan decides to remove the money from the corporation's account, that he comes up with a plan to keep it and keep Carmen safe. Unfortunately he underestimates to what length they will go to retrieve what belongs to them.

We first meet bumbling and eager-to-please Karly as she is dumped over an affair she didn't have and then fired for performing a very efficient audit on a company...that wasn't actually a client. Unemployed, broke, and lonely - she thinks her luck may be turning when she meets the perfect man but in true-to-Karly form, accidentally scares him off. (You know, that moment when you think you've asked a man over for mac and cheese but you've accidentally propositioned him with depraved x-rated activities.) Just as she resigns herself to a life of loneliness, a tragic twist jolts her into finding the inner strength to turn her luck around.