Four friends, annoyed at how almost everyone else they know is having sex but them, agree to do what they can to help each other lose their virginity before the end of the summer. Most of their opportunities are foiled by their inexperience and bad planning. Michael, the most sensible boy of the foursome, really just wants to stay with his long-time girlfriend and take their relationship to an intimate level, but after putting him off for six months he grows impatient and splits up with her to seek his fortune elsewhere.

High school senior Marlon Bowne is smitten with overachieving classmate Jessica Kailo. But, if he wants to have a shot with her, he'll have to find a way to get into Ramsey College, Jessica's top choice of schools. It won't be easy, since the college is highly selective and Marlon's grades are hardly impressive. That means the lovelorn teen will have to find a way to score high on the SATs and win over the college admissions committee.